Utilising your pension to cut inheritance tax
Don't let the taxman take a chunk of your estate. How can you utilise your pension to cut inheritance tax? Download Article (PDF)
Pension options at the age of 55
Despite remaining complex, pensions offer you far more flexibility from the age of 55 (rising to 57 from 6 April 2028) than was once possible. This is the age at which you are allowed to access some pension savings. For [...]
The pensions lifetime allowance
Traditionally, most people get nowhere near breaching the pensions lifetime allowance, but that’s likely to change over the next five years. The lifetime pensions allowance is currently £1,073,100. In his Spring Budget, however, Chancellor Rishi Sunak revealed that this would [...]
How to Plan for Your Retirement
If you have a defined contribution pension scheme - whether private or through your employer - your retirement savings have probably been hit quite hard by the COVID-19 pandemic over the past 12 months. The average pension lost around 15% [...]
Employer Auto-Enrolment Issues
Back in 2012, less than half of private-sector employees in the UK had a pension scheme. Today, that figure is 85% and this huge increase is due to the successful rollout of auto-enrolment. It started with the largest companies and [...]
Tracing Lost Pension Plans
Helping you plan for your retirement is one of our core services, ensuring you are prepared when the time comes to call it a day. Research published last month suggested 1.6 million pensions are currently missing, with each pot worth [...]